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Many times the workers’ compensation coordinator is somewhere far away in another state, at the corporate office, or may even be a contracted service. Therefore, the EH&S Manager is the most knowledgeable individual in the plant. With these variables in mind, develop a PowerPoint for important aspects of workers’ compensation that front-line supervisors need to understand. 

The assignment is flexible so that you may choose what you feel is most important to the supervisors of the company, but the following questions should be answered: 

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What are the key points every supervisor should know about the company’s workers’ compensation program or laws?

 What are some of the different types of coverage available? What are the record-keeping systems and reporting requirements?

 Your PowerPoint must be a minimum of eight slides. Ensure the PowerPoint presentation has a title slide, an outline of topics to be discussed, and a reference slide at the end of the presentation. These slides do not count toward the eight-slide minimum. You must use a minimum of two resources in your presentation. All information from the resources used should be cited in accordance with APA Style guidelines.

WHAT TO KNOW ABOUT WORKERS COMP? MICHAEL E DYMON

OSH 3306- UNIT VII POWERPOINT PRESENTATION

COLUMBIA SOUTHERN UNIVERSITY

WHAT IS IT?

 Workers’ compensation helps protect businesses and their employees from financial loss when an employee is hurt on the job or gets sick from a work-related cause. Workers’ compensation is also known as workman’s comp, workman’s compensation, and workers’ comp. These terms all mean the same thing and help protect workers from potentially devastating costs of work- related injuries. It also helps protect employers from potential damages that could cripple a business based on workers’ comp claims. (The Hartford, 2020)https://www.thehartford.com/workers-compensation

WHEN IS IT USED?

 Whenever an employee is injured or has a preexisting injury that is worsened by something that happened at work our Worker Compensation may cover the expenses.

 All injuries should be reported immediately for this reason.  Injuries should be reported to the EHS Manager.

 The EHS Manager will work with HR to have the incident information and employee information submitted to the Workers Compensation company.

WHAT IF THE INJURY ISN’T SO BAD?

 In the event an injury is minor all documentation still must be completed.

 Let EHS and HR make the determination on whether to report the injury to the Workers Compensation Company. Not you.  Injuries may initially seem minor although nothing can stop the injury from worsening down the road and then

requiring medical attention.

 There is a limit on how long an injury/ case may be reported to Workers Compensation. After that the Workers Compensation company may deny the claim.

WHAT WILL THEY COVER?

Medical

 All medical expenses incurred because of the injury will be covered through our WC insurance. These will include anything from medications, to Urgent Care or Dr office visits, to any physical or occupational therapies. It will also include any hospital visits or hospitalization, as well as any medical equipment that may be needed.

Time Lost  After a set period of time WC will cover lost

wages of the individual. They may not be the full amount although they will cover a percentage. The wages don’t begin to be covered immediately. There will be small period of time till they kick in.

IS THERE A LIMIT

There is no limit to how much funds will be given for Workers Compensation which

is what makes it significantly different than any other type of insurance.

Workers Compensation will investigate cases if needed and may look into other medical documents of an individual to deny a claim

or to disprove the injury may have been caused while at work.

DIFFERENT TYPES OF COVERAGE

 Workers Compensation will have 4 basic different types of coverages:  Workers Compensation will cover Medical Benefits that may be caused or

needed because of the work related injury.

 Rehabilitation skills will be covered.

 This will be care that is needed for an individual to be able to return to work and may need work on strengthening skills and being able to complete there job normally.

 Disability Benefits from the injury. This can include Temporary Total disability, Temporary Partial Disability, Permanent partial disability, or Permanent Total disability.

 Workers Comp Death Benefits. These benefits would be given to the employees family members in the event of death due to the work related injury.

REPORTING  We can not stress enough

 IMMEDIATE REPORTING IS NEEDED by the Company.

 Workers Comp in PA will require that we report the claim to them within 90 days of the injury for them to cover it.

 There may be questioning if reporting occurs very late from when the initial injury occurs.

 In The Company all claims are immediately reported with the Workers Comp company to obtain a claim # for the individual.

 If nothing is ever charged toward the claim then it will drop off and not affect premiums.

DOCUMENTING CORRECTLY

Record- Keeping

 All Records related to Workers Compensation must be kept “in lieu of the supplementary record [(OSHA No. 301)] required under 29 CFR 1904, then these records must remain in the establishment for five years after the year to which they relate. This exception is pursuant to 29 CFR 1910.1020(d)(1), and applies whether or not the workers’ compensation record falls under the scope of 29 CFR 1910.1020. (OSHA, 3/5/04).

 These records will be kept by employee in their own files and kept separately from there regular employee medical files.

 Our Company Policy is that the record will be kept for the entire time the employee is with The Company and for a set period after they leave.

REFERENCES

THE HARTFORD. 2020. TOP 10 WORKERS COMP QUESTIONS. RETRIEVED FROM: HTTPS://WWW.THEHARTFORD.COM/WORKERS-COMPENSATION/QUESTIONS-ANSWERED

OSHA. 3/5/2004. STANDARD INTERPRETATIONS- APPLICABILITY OF 1910.1020 TO WORKERS’ COMPENSATION RECORDS. RETRIEVED FROM: HTTPS://WWW.OSHA.GOV/LAWS-REGS/STANDARDINTERPRETATIONS/1980-12-08https://www.thehartford.com/workers-compensation/questions-answeredhttps://www.osha.gov/laws-regs/standardinterpretations/publicationdatehttps://www.osha.gov/laws-regs/standardinterpretations/1980-12-08

  • Slide 1
  • What is it?
  • When is it used?
  • What if the injury isn’t so bad?
  • What will they cover?
  • Is there a Limit
  • Different types of coverage
  • reporting
  • Documenting correctly
  • Slide 10

UNIT 7 POWERPOINT RICHARD MUNDELL

WALDORF UNIVERSITY

COURSE OUTLINE

• Key Points of the Workers’ Compensation Program

• Types of Coverage Available

• Recordkeeping Requirements

• Reporting Requirements

WORKERS’ COMPENSATION PROGRAM (KEY POINTS)

• Workers have the right to report work-related injuries or illnesses

• The initial incident investigation is key to gathering the needed facts • Secure the scene • Take pictures • Interview witnesses

• Management has the responsibility to ensure the employee is treated appropriately

• Workers’ Compensation claims will be handled by the designated resource

WORKERS’ COMPENSATION PROGRAM (KEY POINTS) • Cost control

• Effective medical management for all employees

• Acute Care

• Emergency room visits cost big dollars

• Annual visits with local hospital emergency rooms

• Medical Management Services

• Dedicated medical practitioners invested in the medical outcomes

• Facilitating the necessary treatment of employees

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TYPES OF COVERAGES AVAILABLE

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• Identify the type of business structure • Sole proprietorship • Partnership • corporation

TYPES OF COVERAGES AVAILABLE

• Know the coverage requirements for the state

• Decide of coverage is needed • Some states may not require workers’ compensation coverage if the work

is not considered hazardous

• Determine how much coverage should be purchased based on what is best suited for the company

TYPES OF COVERAGES AVAILABLE

• Medical Care Coverage • Hospital visits • Surgeries • Doctors visits • Prescribed medications • Physical therapy • Other medical costs

associated

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RECORDKEEPING SYSTEM

• The Occupations Recordkeeping Data Base houses all incident information

• Claims are filed using this system by the medical staff

• Fair Labor Standards Act (FLSA) requirements: • Employers must maintain accurate records • Records must include all employees • Records of time worked must be kept (Mondaq Ltd., 2018)

• It is important to make sure pay is entered correctly each day, including overtime!

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REPORTING REQUIREMENTS

• Medical Care Coverage • Hospital visits • Surgeries • Doctors visits • Prescribed medications • Physical therapy • Other medical costs

associated

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ADDITIONAL COVERAGE

• Employees working from home

• Employees who perform errands

• Company provided transportation

• Travel out of state

• Employees who live out of state

• Independent contractors on-site

(Boggs, 2011)

RESOURCES

Boggs, C. J. (2011). The insurance professional’s practical guide to workers’ compensation: From history through audit (2nd ed.). San Diego, CA: Wells Media Group. Don’t Forget About Minimum Wage And Recordkeeping! (2018). Mondaq Business Briefing. Retrieved from http://search.ebscohost.com.libraryresources.waldorf.edu/login.aspx?direct=true&db=edsg go&AN=ed

sgcl.537188950&site=eds-livehttp://search.ebscohost.com.libraryresources.waldorf.edu/login.aspx?direct=true&db=edsggo&AN=edhttp://search.ebscohost.com.libraryresources.waldorf.edu/login.aspx?direct=true&db=edsggo&AN=ed

PICTURE RESOURCES

Legal Marijuana Domain Names for Sale. (n.d.). Retrieved from www.clearimagedomainnames.com

Businesses & Real Estate Essortment. (n.d.). Retrieved from www.essortment.com

Free Medical Vector Graphis Medical Sign. (n.d.). Retrieved from www.vectorgraphicsforfree.com

Data and Reports Stock Illustration. (n.d.). Retrieved from www. www.dreamstime.com

  • Slide 1
  • Course Outline
  • Workers’ compensation program (key points)
  • Workers’ compensation program (key points)
  • Types of coverages available
  • Types of coverages available
  • Types of coverages available
  • Recordkeeping system
  • Reporting requirements
  • Additional Coverage
  • Resources
  • Picture resources

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